Fixed Term Investment Rates Effective 1 January 2021
6 Months                   1.50% pa
12 Months                  1.25% pa
Access Accounts Interest Rates Effective 1 January 2021
$0 – $49,999              0.00% pa
$50,000 – $99,999     0.00% pa 
$100,000 and over     0.00% pa 

Rates are subject to change without notice with the exception of fixed term investments already lodged. Interest is calculated on daily balances and paid or accumulated half yearly unless otherwise agreed. Investments under 12 months, interest paid on maturity.If an investment is requested to be repaid prior to the agreed maturity, a period of 31 days notice will generally commence from the date that Baplink receives the request to break the investment. If any break cost is applicable, it will be determined and agreed on the day the investment is returned. If the request to break an investment prior to maturity is related to a condition of hardship, please contact Baplink.
The Baptist Union of Queensland (Queensland Baptists) is required by law to notify investors that: 
  1. the investment is only intended to attract investors whose primary purpose of making their investment is to support the charitable purposes of Queensland Baptists; 
  2. investors may be unable to get some or all of their money back when the investor expects or at all; and 
  3. the investment is not comparable to investments with banks, finance companies or fund managers. 

Neither Queensland Baptists (controlling entity) nor Baplink (the fund) is prudentially supervised by the Australian Prudential Regulation Authority. Therefore, an investor in the fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959. Investments in the fund are intended to be a means for investors to support the charitable purposes of the fund.